Managing risk can take many forms. At Bailey Wealth Advisors, we take a proactive approach to reducing risk by offering a variety of programs designed to protect you and your family now and in the future, including but not limited to:

• Estate/Asset Protection – Utilizing various organizational structures and trusts, we develop strategies that can shield you, your family and your assets from litigious claims, taxes and improper management.

• Disability Insurance – Disability income insurance provides supplemental income to an individual whose earnings have been impacted due to an accident or illness.

• Long-term care – Long-term care insurance provides you with day to day assistance when a serious illness or disability renders you unable to care for yourself, whether physically or cognitively, for a lengthy period of time.

• Life insurance – Life insurance is often purchased to replace income that potentially can be lost with the death of a wage earner. Life insurance policies work from the same basic idea - they help protect the financial security of your family in the event of your untimely death.

Estate/Asset Protection Strategies

Protecting assets requires long-term thinking and seasoned experience in understanding how to leverage estate planning opportunities for you and your family. Our specialists can help you design strategies that consider:

• Property ownership alternatives include: Trusts, LLCs, FLPs, Charitable structures
• Appropriate corporate structures
• Estate tax reduction techniques
• Insurance analysis
• Qualified plan distribution alternatives
• Family-gifting strategies
• Charitable planning
• Employee stock options