Blog
What’s on our mind? You can read about it in our blog. Whether it’s ideas from the investment services world, concepts from the financial industry, or information about important changes, you can read about it here. And once in a while, we may throw in other surprises. So keep checking in. We’re glad to have you reading along.
Continuing Care Retirement Communities: What They Cost, How They Work, and When to Start Preparing
Why Is This Conversation So Important Right Now? The U.S. is in the middle of a sustained demographic shift. More than 61 million adults are aged 65 and older as of 2025, and that number is projected to reach approximately 82 million...
Read MoreWhen Should I Start Taking Social Security: 5 Factors to Consider
Social Security decisions are often framed as a single question: “When should I start drawing benefits?” That question matters, but it can also be limiting. The better question is: how does Social Security fit into my overall...
Read MoreTeaching Teens and Young Adults Financial Literacy Through Real-Life Decision Making
If you are a parent of a teen or young adult, how do you teach them to make confident money decisions before the stakes are high? Teaching teens and young adults about money is less about formal instruction and more about repeated...
Read MoreHelping Adult Children Buy a Home: How to Gift a Down Payment The Smart Way
Key TakeawaysHere are some questions this blog aims to answer:How can parents or grandparents help with a down payment for adult children?What are ways to gift a down payment, and how do the annual gift tax exclusion and lifetime...
Read MoreThree Numbers Every Woman Should Know
Key TakeawaysHow much wealth are women on track to control in the next decade, and why does that matter?What does the life expectancy gap between women and men mean for how long money needs to last?How common is it for women to be...
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Tax Prep vs. Tax Strategy: The Difference Matters More Than You Think
Key TakeawaysTreat tax strategy as a continuous process, not a once-a-year filing exercise.Coordinate with financial and tax professionals throughout the year to identify opportunities for efficiency.Review contribution limits,...
Read MoreUnderstanding the Emotions Behind Financial Decisions
Key TakeawaysEmotions and biases might influence financial choices more often than most people realize.Behavioral patterns, such as loss aversion, familiarity bias, and herd mentality, can impact long-term results.Recognizing emotional...
Read MoreAI and the New Face of Fraud: How to Protect Your Identity and Finances in 2026
Artificial intelligence (AI) may be the most revolutionary technology of our time, with industries scrambling to embrace its possibilities. AI’s early influence seems similar to the positive disruptions brought about by past...
Read More2025 in Review and What You Should Know
As we begin a new year and consider the opportunities ahead, reflecting on the past year helps put today’s financial landscape into perspective and informs the strategies that can move us closer to our goals. 2025 was a year marked by...
Read MoreGoal Setting That Sticks: Simple Ways to Turn January Motivation into Lasting Wins
Key Takeaways and Suggestions for Successful Goal Setting Use SMART Goals for Clarity and FocusSet goals that are Specific, Measurable, Achievable, Relevant, and Time-bound. This proven method helps break big ambitions into manageable...
Read MoreYear-End Giving Strategies: Tax-Smart and Impactful
Key Takeaways A third of annual donations: About one-third of all charitable contributions are made in December. Donating before December 31 may offer tax advantages. New rules starting in 2026 (via the OBBB Act) may affect deductions...
Read MoreThe True Costs of Caring for Aging Parents
Key Takeaways Caring for aging parents is a growing reality for many Americans. The number of family caregivers in the U.S. has jumped to 63 million, a 45 percent increase over the past decade, making 1 in every 4 Americans a...
Read MoreMoney Talks: How to Use Holiday Gatherings to Start Family Financial Conversations
Key Takeaways Year-end holidays may be a good time to initiate a discussion about financial matters that may impact your family. If you have adult children, you may want to discuss your financial situation, estate strategy, and legal...
Read MoreShould You Pay Off Your Mortgage Early?
Receiving a bonus, inheritance, or an increase in income often prompts a key financial question: Should I use this money to pay off my mortgage, or invest it? At first glance, the answer might seem simple. But in reality, it requires...
Read MoreA 2025 Guide to Protecting Seniors from Fraud
If you’ve found yourself stepping into a more active role in your parents’ financial lives, you’re not alone. Some of us are helping aging parents navigate everything from healthcare decisions to bill payments—and increasingly, we’re...
Read MoreSmart Moves to Consider Before Year-End
The final months of the year can sneak up quickly, and with them come deadlines, decisions, and distractions. Before the holiday season takes over your calendar, fall can be a valuable window to revisit your financial strategy and...
Read MoreBreaking Down the One Big Beautiful Bill Act: What You Need to Know
The Tax Cuts and Jobs Act of 2017 (TCJA) included lower federal income tax brackets, bigger standard deductions, and higher gift and estate tax exemptions, among other provisions. The law stipulated that some of those tax breaks would...
Read MoreWhy More Families Are Choosing to Gift Wealth Earlier—and How to Do It
Estate management isn’t just about what happens after you’re gone— it’s also about what you can do now to help manage future estate taxes, transfer wealth strategically, and attempt to create a meaningful impact during your lifetime....
Read MoreWhat You Need to Know About the 2025 Changes to Inherited IRA Rules
The rules regarding inherited IRAs have changed in the last five years, and failing to comply with the new requirements may result in IRS penalties. These changes affect people inheriting IRAs and those looking to leave retirement...
Read MoreBeyond Salary: Understanding Your Total Compensation
Compensation is more than just a number on a paycheck. Whether you're exploring new opportunities, preparing for a promotion, or evaluating your current benefits, it’s important to understand the full value of your total...
Read MoreHow Much Do You Really Know About Stock Market Indexes?
While you may follow the various stock indexes on the nightly business news, how much do you know about their histories, how they work, and why they're important? We pulled together some information and interesting facts about some of...
Read MoreHow Do You Turn Retirement Savings into a Reliable Income Strategy?
You’ve likely spent years building your retirement nest egg—saving diligently, investing wisely, and contributing to retirement accounts along the way. But transitioning from earning a paycheck to relying on your savings can feel...
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How Much Do You Really Know About Stock Market Indexes?
The Dow, S&P 500, and Nasdaq Composite have dominated headlines this year, with point swings often used to underscore the volatility that’s made many investors uneasy. While these indexes are widely recognized as shorthand for the...
Read More“The Four Most Dangerous Words In Investing Are: ‘This Time It’s Different.’” – Sir John Templeton
Despite those who say the conventional wisdom that has guided investor actions over the years is no longer valid in 2025, remember the famous quote from legendary investor Sir John Templeton: "The four most dangerous words in investing...
Read MoreWhat’s the Job Market Look Like for 2025 Graduates?
It’s graduation season—a time of celebration and new beginnings. For families with college seniors, this time can bring both excitement and uncertainty. While some graduates have jobs lined up, many others still are navigating job...
Read MoreFrom College Acceptances to Affordability: Considerations for Families in the Final Stretch
April is a pivotal time in the college admissions process. After years of preparation, saving, and investing—not to mention the countless hours spent on exam prep, campus visits, and perfecting applications and essays—the finish line...
Read MoreSpring Into Financial Wellness: Actionable Steps for Financial Literacy Month
April isn’t just about filing taxes—it’s also Financial Literacy Month, a perfect opportunity to reflect on your financial habits, expand your knowledge, and take meaningful steps toward improving your financial well-being. Whether...
Read More10 Things You Can Do Now to Help Simplify Your Estate for Your Heirs
One of the greatest gifts you can give your loved ones is a thoughtful estate strategy that outlines your wishes after you are gone. Discussing estate details with your team of professionals is another way to help manage your legacy...
Read MoreThe Evolving Role of Women in Family Finances
March is Women’s History Month, and according to a recent survey, 49% of women consider themselves to be the chief financial officer of their households, up from 41% in 2021.1 Those numbers are even more impressive when you consider...
Read More10 Facts You May Not Know About Social Security
Social Security is often misunderstood or underestimated in retirement strategy. However, as financial professionals, we've seen how it can play a crucial role in our clients' overall financial strategy, regardless of their income...
Read MoreInnovative New Year's Resolutions: Financial and Personal Growth Strategies for 2025
Looks like New Year's resolutions are still going strong in 2024! A recent Pew survey found that about a third of Americans kicked off the year with at least one resolution, and many people actually went for multiple goals. It's...
Read MoreKey Financial Insights from 2024 and Looking Ahead to 2025
As we approach the end of 2024, it's an opportune time to reflect on the year's financial developments and consider what 2025 may bring. We believe in understanding both the past and potential future of our economic landscape, which...
Read MoreNavigating Healthcare Costs in Retirement: Life After Employer-Sponsored Health Insurance
As you approach retirement, a critical aspect of your retirement strategy can catch even the most financially savvy individuals off guard: healthcare costs. For decades, you may have enjoyed employer-sponsored health insurance. As...
Read MoreA Different Kind of Year-End Review: 10 Steps to Reflect and Recharge
Financial professionals typically have a year-round focus on monetary goals and wealth management strategies. However, we also believe that true financial well-being is intrinsically linked to your overall life satisfaction and...
Read MoreYear-End Giving Strategies: Maximizing Your Impact
America is a generous country. People with diverse backgrounds can unite for a good cause, whether to benefit their local communities or the broader world. As we enter the holiday season, now is a great time to think about your giving...
Read MoreExploring the Financial Impact of Electric Vehicles
As financial professionals, we’ve noticed a trend among our clients: an increasing interest in electric vehicles (EVs). To help address some of your questions, we’ve compiled this high-level guide to provide insights into the...
Read MoreSafeguarding Your Identity: Essential Tips for Financial Security
Statistics show that nearly 33% of Americans have faced some identity theft attempts in their lives, and experts estimate there is a new case of identity theft every 22 seconds. As financial professionals, one of our primary goals is...
Read MoreThe Impact of Elections on the Markets and Tax Policy
The Impact of Elections on the Markets and Tax Policy With Labor Day behind us, we're in the final stretch of the 2024 presidential election race. As we follow the news and parse the most recent polls, some may ask, "How might what...
Read MoreDon’t Be A Victim Of The Retirement Crisis
Don’t Be A Victim Of The Retirement Crisis If you think the United States has a retirement crisis, you are not alone. A recent survey found that 79% of working-age Americans believe the same thing. That percentage is up from 67% in...
Read MoreArtificial Intelligence’s Influence on the Investing Landscape
In 1999, Bill Gates wrote, “How you gather, manage, and use information will determine whether you win or lose.” Companies looking to be successful in the future should heed these words when making decisions about implementing...
Read MorePreparing to Send a Child Off to College? Don't Forget These Important Topics
Sending a child off to college is a major milestone for any family, whether you’re a parent, grandparent, or close friend. It’s an exciting time, filled with anticipation and perhaps a bit of trepidation. There’s so much to do, and...
Read MoreDo You Know About the New Filing Requirements for Small Business Owners?
If you are a small business owner—or plan to be one—you should be aware of a new reporting requirement. The Corporate Transparency Act (CTA), passed in 2021, changed beneficial ownership rules, which is expected to impact 32 million...
Read MoreTen Common Estate Strategy Mistakes You Should Avoid
Legacy preparation can play a key role in any financial strategy. Legacy management lets you consider what happens to everything you’ve accumulated—and may continue to accumulate—throughout your lifetime. But far too often, we’ve seen...
Read MoreFinancial Wedding Tips for a Memorable “I Do”
As we enter the traditional wedding month of June, we wanted to explore the range of expenses that can be related to this special event. The average US wedding costs $35,0001 According to The Knot Real Weddings Study of nearly 10,000...
Read MoreHow Much Do You Need To Retire?
A few years ago, there were ads from financial services companies asking, “What’s your number?” The number was the money you needed to retire comfortably. This was an effective way for financial services companies to get people...
Read MoreIdentity Protection Strategies – Are You Doing Enough To Keep Your Information Safe?
There isn’t a week that goes by when you don’t read about some data breach. Safeguarding your personal information starts with understanding cybersecurity risks, knowing what to look for, and doing everything you can to help protect...
Read MoreCreate a Strategy to Protect Your Wealth with Potential Estate Tax Changes Looming
At the end of 2025, portions of the Tax Cuts and Jobs Act (TCJA) are set to expire. Many changes will come with the sunsetting of many rules, including the possibility that federal estate and gift tax exemption levels will revert to...
Read MoreGive Your Children the Gift of Financial Literacy
Give your children the gift of financial literacy. They’ll thank you later! As a parent, you are well aware of your responsibility in helping your children grow up happy and healthy. Once they enter their teen years, the pressure can...
Read MoreInvesting in a Presidential Election Year
As the presidential election race heats up, a common question on investors’ minds is, “How might the looming White House vote impact the markets?” Some may wonder if they should tweak their portfolios or sit tight...
Read MoreSECURE Act 2.0 Includes New Provision On Special Needs Trusts
Experts estimate there are more than 44 million people with disabilities in the U.S., representing 13.4% of the population.1 Many parents of children with disabilities choose to establish a special needs trust. This can help provide...
Read MoreThe Psychology of Love and Money
Money can be a touchy subject, especially regarding our closest relationships. Whether we like it or not, finance plays an integral role in our partnerships, families, and friendships. So, how can we foster healthy attitudes and...
Read MoreRules and Regulation Changes That Could Impact Your Finances in 2024
In the ever-evolving financial landscape, staying informed about the latest changes and potential implications for your retirement savings is crucial. Shifts in retirement regulations define 2024, and we’re committed to keeping...
Read MoreThe Big Game Indicator and Other Unusual Economic Theories
It’s a fun time of year for football fans. The NFL playoffs are starting, and the Big Game is just around the corner. While football fans will tune in for the matchups, commercials, and Usher’s Big Game halftime show, you...
Read MoreMajor Tax Changes Looming: Are You Ready?
With the start of the new year, we wanted to discuss a topic that will likely garner attention throughout 2024: the potential sunsetting of the Tax Cuts and Jobs Act (TCJA) in 2025. Although some of the provisions within the TCJA are...
Read MoreWhat to Know When Your Child Turns 18
Your Child is Turning 18: Handling Healthcare, Academics, and Finances Together As your child blows out the candles on their 18th birthday, you may still see your baby girl or boy. But in the eyes of the law your child is considered a...
Read More2023 Recap and 2024 Outlook: Key Events and What May Be in Store
As we get ready to turn the page on 2023 and welcome the new year with all its possibilities, we’d like to take some time to reflect on the year that was—the notable events, trends, and developments that defined our...
Read MoreTechnology Guide for Dementia Patients and Their Caregivers
If you or a loved one has been diagnosed with Alzheimer's disease or any other form of dementia, this can be an extremely challenging time. While promising new treatments are developing and research continues, a cure remains elusive....
Read More10 Financial Missteps to Avoid During a Divorce
Divorce is one of the most stressful life events. Even the most amicable splits can be complicated and emotionally draining. We likely all know couples who have gone through divorce, and it can be a trying time for everyone involved....
Read MorePreparing for the Tax Cuts and Jobs Act Sunset at the End of 2025
While we haven’t yet said goodbye to 2023, it’s not too early to begin thinking about any tax changes that may be on the horizon. The Tax Cuts and Jobs Act (TCJA) of 2017 was designed to overhaul the federal tax code by...
Read More10 Ideas for a Virtual Holiday Party
Many of us have adapted to a world with remote team members and back-to-back Zoom calls with customers spread across the country, which certainly has its benefits. Nevertheless, one drawback is the difficulty of getting together in...
Read MoreThe Impact of SECURE 2.0 in 2024 and Beyond
SECURE 2.0: Changes Going Into Effect in 2024 Passed in 2019, the SECURE Act was the most substantial retirement legislation in over a decade. It contained important changes designed to help investors save more and be better prepared...
Read MoreA Year-End Financial Checklist
Time to Think About Year-End Financial Strategies As we roll into fall and the fourth quarter, now is a good time to pause and reflect on proactive ways to set up your finances for 2024. Economically speaking, we are now in a much...
Read MoreAI's Role in Shaping Our Tomorrow: A Look Ahead
While artificial intelligence (AI) is making headlines today, the concept of "thinking machines" can be traced back to ancient philosophers and mathematicians. The phrase artificial intelligence was first used in the mid-20th century,...
Read MoreUnderstanding the September Effect: What It Is and Why It Happens
If you ask the average investor which month is the most volatile for the stock market, they will probably say October. It's a reasonable answer, but it's incorrect. Despite October's reputation for market-defining events like the...
Read MoreDon't Get Hooked: A Guide to Recognizing and Avoiding Phishing
As financial professionals, we understand how vital it is to safeguard your personal and financial information. Unfortunately, in our increasingly digital world, cybersecurity risks, such as phishing attacks, have become a prevalent...
Read MoreMoney Tips for Parents Sending Children Off to College
You’ve done a great job teaching your children vital life lessons and instilling values that will last a lifetime. As summer ends and a new school year begins, one thing that shouldn’t be overlooked, especially for...
Read MoreAttention Parents and Grandparents of College-Bound Students: FAFSA Gets an Overhaul
Changes are coming to the complicated form that students must submit to qualify for college financial aid, known as the Free Application for Federal Student Aid (FAFSA). The Department of Education is calling it the “most...
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Have a Hopeful Halloween (Archived)
Lately, "inflation" seems to be the media's favorite word. Everywhere you turn, there's another story about the impact of inflation. For example, many news outlets have reported that confectionary prices have surged over 30% from last...
Read MoreRetire Happy: Easier Said Than Done (Archived)
Retirement can be a happy storybook ending but like anything worthwhile, it takes some planning to get there. You wouldn’t pack up the family, show up at the airport, and at that point, begin deliberating on your...
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OCTOBER IS LONG TERM PLANNING MONTH (Archived)
We are into another month, and another opportunity to observe historic events, promote various causes, and of course, celebrate the diversity of culture that distinguishes America from other industrialized nations. That said, I was...
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What is the Fruit of Your Labor? (Archived)
Post-Labor Day What is the Fruit of Your Labor? The Labor Day holiday has come and gone, and summer is now a memory. As we enter the Fall season (or dare I say “Back-to-Reality” season), I thought I’d have a little...
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August 14th is Financial Awareness Day (Archived)
Really? The middle of August? YES! According to the nonprofit group, Nationaltoday.com, August 14th, 2021 is National Financial Awareness Day. Well, for most folks, the only financial awareness going on in August will be checking hotel...
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Fireworks are Nice But, How Is Your 'Independence' Doing? (Archived)
There has been considerable discussion about the origin of America’s birth and the duplicity of words written to declare the independence we bravely fought for. To be free from government tyranny and free to control one’s...
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Tulsa’s Black Wall Street (Archived)
A Loss Legacy A century ago, June 1st, 1921, the wealthiest U.S. Black community of its time was burned to the ground, leaving in its wake thousands of Black homeowners and businesses destroyed with nothing but death and despair as a...
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Make the Biden/Sanders Tax Proposals Work FOR You, Not Against You. (Archived)
As the country moves forward from the effects of the Coronavirus and the 2020 elections, it is time to consider potential key tax law changes that may affect you in 2021 and beyond. Given the 2020 election results and the Tax Cuts and...
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Plan for the Unplanned (Archived)
Despite the scourge of Covid-19 which continues to linger and touch almost every facet of our lives, April is still recognized as “National Financial Literary Month”. As far as I know, nothing has changed, and the month is...
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Whose Turn Is It? “National Woman’s History Month” (Archived)
An important new month is upon us. As the chill of winter diminishes each day and the sun lingers a bit longer, we are reminded that this is National Woman’s History month. Yet another opportunity to “celebrate”...
Read More2020 | Year in Review (Archived)
As we enter 2021, we do so with hope that the world will continue to make progress in dealing with the many challenges that 2020 presented. Like most people, we were happy to put 2020 behind us. We are, however, looking forward to 2021...
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Days Gone By - “Auld Lang Syne” (Archived)
As the end of the year labors to the finish line, I wondered out loud about the new year ritual of singing “Auld Lang Syne” at midnight. Most of us remember seeing the 1943 Christmas classics “It’s A Wonderful...
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Time to Exhale.... Maybe Not. (Archived)
If there was ever a time you should feel exhausted, rundown, out of breath, and just plain tired of the track you’re on or the circumstance you bare witness to, this would be the time. It’s a time when you want to say:...
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TO SAVE LIVES OR TO SAVE LIVELIHOODS… THAT IS THE QUESTION. (Archived)
As the Covid-19 continues to claim lives across this country, I along with many other well-meaning people look for opportunities to see the forest through the trees. It’s part of my nature. It is also part of what I do for...
Read MoreYearly Check-Up - August 2020 (Archived)
2020 has been an incredibly eventful year in so many ways. As we enter August, it’s important we reflect on the year so far, as well as what lies in front of us. Of course, 2020 will certainly be remembered for the Covid-19...
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Death and Taxes are Strange Bedfellows, But I Understand the Relationship. (Archived)
Benjamin Franklin was just one of a few notables associated with the well-known saying, “Nothing is certain but death and taxes.” It was his way to describe the essence of predictability. In many ways this statement still...
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But for the Grace of God, I am George (Archived)
“Tsunami - A very large wave, often caused by an earthquake, that flows onto the land and can cause widespread deaths and destruction.” Some would say a tsunami is analogous of our present economic, social and pandemic...
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No National Business Week...but There is Coronavirus Relief! (Archived)
Last week was “National Small Business Week” and it joined a growing number of events and activities canceled or postponed due to the onset of the Coronavirus pandemic. In fact, since the Small Business Administration (SBA)...
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Fears vs. Facts: A Practical Look into The COVID-19 Economy (Archived)
The past few weeks people have rightly felt a range of emotions with the volatility of the current market so it can be hard to stay the course when fear is not leveraged with facts. During times of extreme uncertainty, it is tempting...
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Coronavirus Precautions (Archived)
Dr. James Robb, MD FCAP sent me his tips and precautions for the upcoming COVID-19 (coronavirus) pandemic - My team thought it would be beneficial to share this with everyone. Dr. Robb is a recognized expert in biospecimen science with...
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Black History In America– An Inspired Notion (Archived)
Dr. Carter G. Woodson According to the Association for the Study of African American Life and History (ASALH), in the Summer of 1915, Dr. Carter G. Woodson traveled from Washington, D.C. to Chicago, Illinois to participate in a...
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The SECURE Act (Archived)
What Does It Mean and How Might It Affect You? Congress recently passed—and the President signed into law—the SECURE Act, landmark legislation that may affect how you plan for retirement. The acronym stands for Setting...
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It's That Time of Year Again (Archived)
“The first step towards getting somewhere is to decide you’re not going to stay where you are.” —J.P. Morgan It’s that time of year when resolutions are fashionable. A tradition that has become a natural...
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Family Care Givers (Archived)
The Magic Word is “CARE” Webster’s Dictionary describes “care” as a noun signifying; “serious attention or consideration applied to doing something correctly or to avoid damage or risk.” As a...
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Dancing with the Angels (Archived)
January 1951 – October 2019 It is with a heavy heart that I succumb to the news of the untimely death of the Honorable Elijah Cummings, the dedicated, charismatic and beloved democratic Congressmen from the great state of...
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September is More than the End of Summer (Archived)
As I pondered the subject of September’s blog, I curiously wanted to focus on something less obvious than Labor Day. Of course, Labor Day would have been easy to pontificate with all the clichés associated with the end of...
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Long Before Women’s Equality Day… (Archived)
August 26 is the day in 1920 when the United States passed the 19th Amendment, which granted women the right to vote. Obviously, a momentous occasion that not only redressed over a century of self-centered and ignorant practices of...
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Do Your Investments Take a Vacation? (Archived)
It’s Summertime…and the living is easy. A familiar expression that reminds us of how life is supposed to be once the winter has passed and Spring flowers have bloomed. It’s human nature to paint a picture in our...
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Sweet Dreams for Summer Night (Archived)
Nearly a year ago today, I wrote a blog about how the uncertainty of external events played a role in our psyche as well as our pocketbooks. I’m sure I was reflecting on the political environment created by a new White House,...
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Family Ends Life Support for John Singleton After a Stroke (Archived)
John Singleton, the first African-American filmmaker and the youngest person ever to be nominated for a best-director Oscar, died at the early age of 51 on April 29th, after succumbing to a massive stroke. To hear of the untimely death...
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APRIL IS NATIONAL FINANCIAL LITERACY MONTH “So now what?” (Archived)
April’s recognition as “National Financial Literary Month” started as early as year 2000 by non-profit organizations like the National Endowment for Financial Education. It was their way of helping youth learn the...
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March is Women’s History Month (Archived)
Let’s face it, women are the backbone of society. They are often the first to sacrifice for family and most times, the last to reap the benefits of their hard work. They are up early in the morning helping kids and others start...
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Where Do We Go From Here? - Chaos or Community (Archived)
In honor of Black History month, it occurred to me that there is no better occasion, no more appropriate task, no clearer challenge than to ponder the question posed by the late Reverend Dr. Martin Luther King Jr. in his book...
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When the tide goes out, you’ll see who’s been swimming without a bathing suit! (Archived)
Ever heard of that expression? Yes…No…Maybe? Either way, it surely paints a revealing image. Perhaps it represents a youthful memory of a warm summer day when conventional norms gave way to a more personal expression of...
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Planning to retire in 2019? It’s a Road Trip. Are you ready? (Archived)
Considering that nearly 10,000 Baby Boomers turn 65 everyday, it’s no wonder that the start of a new year seems to create a great deal of interest about whether “Boomers” are ready to take on retirement. Think of 65...
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November Is “National Family Caregivers Month” (Archived)
In 2017, a Presidential Proclamation so appropriately proclaimed: “Every day, compassionate Americans devote time, energy, and resources to ensure that family members who are disabled, elderly, chronically ill, or injured can...
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Eric D. Bailey - Featured in Vision Magazine (Archived)
Eric D. Bailey - Bailey Wealth Advisors Narrowing the wealth and achievement gaps Written by: Neil Cote | Produced by: Bill Keaton His professional responsibility may be sustaining generational wealth, but that doesn’t curb Eric...
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Women's Equality Day (Archived)
"The most common way people give up their power is by thinking they don't have any." Alice Walker – Author, Activist Women's Equality Day is celebrated in the United States on August 26 to commemorate the 1920 adoption of the...
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Best Vacations: By Car, By Ship, By Foot, Once in a Lifetime (Archived)
“Travel is the only thing you buy that makes you richer.”¹ – Unknown If travel for you is less about escaping life and more about living it, then consider these vacation ideas: By Car East Coast of Australia:...
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LTC Insurance. It's a Choice...until it's not! (Archived)
Your 2018 Guide to Long-Term Care Insurance In-home care services and nursing homes are costly and aren’t covered by Medicare. Did you know that Medicare typically doesn't cover nursing home stays or in-home health services? And...
Read MoreSystematic Withdrawals in Retirement (Archived)
Systematic Withdrawals in Retirement Many of us grew up with the concept that making regular, periodic contributions to our retirement account was a sound investment strategy. The idea was that, in a fluctuating market, regularly...
Read MoreWho Was Pauli Murray? (Archived)
In recognition of National Women’s History Month, I thought I’d highlight this remarkably impressive woman. Probably one of the most prolific, influential and consequential individuals in American society during the 20th...
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BWA Black History Month Honoree Spotlight (Archived)
One month out of the year, the United States has deemed February "Black History Month" to honor all that is, black history. During this month, we honor any and everyone who has striven for a change in the black community, those who...
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Accumulating Wealth Affords Generosity (Archived)
Philanthropy has long been important to many wealthy and affluent individuals and remains a growing trend in America. According to the Giving USA Foundation, donations amounts are on the rise as giving in the U.S. reached almost $400...
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November is Long-Term Care Awareness Month (Archived)
November is Long-Term Care Awareness Month The month of November is officially designated as the National Long-Term Care Awareness Month, to help spread awareness for the type of care needed by individuals who have a chronic illness or...
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Year End Tax Strategies (Archived)
Did you know... Historically, many people don't think about taxes until they're facing the April 15th deadline. But by then, it's too late to do any productive planning. One of the best ways to save on income taxes is to max out your...
Read MoreHow much could NBA's biggest stars save (Archived)
ESPN.com recently published an article titled How much the NBA’s biggest starts actually earn. in the article, ESPN partnered with a sports tax expert to analyze the salaries of the league's highest players. They wanted to...
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White House to release Tax Reform Framework (Archived)
August 14, 2017 WASHINGTON (Reuters) – The White House plans to release a brief document in early- to mid-September outlining a framework for overhauling the U.S. tax code, according to three sources familiar with the matter. In...
Read MoreBusiness Owners Concerned About Taxes (Archived)
CNBC's Kate Rogers takes a look at the top issues for small businesses in the CNBC Small Business Survey, with 25 percent of owners saying they consider taxes most critical.
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Sweet Dreams for Summers Nights (Archived)
Over the years, I have witnessed a lot in the financial markets. The world has seen the painful declines of the Great Recession and more recently, one of the most dramatic and sustained recoveries in market history. All along, there...
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It’s time for a Financial Checkup (Archived)
It is pretty well accepted that we all need a physical checkup at least once a year. Of course, If you have preexisting conditions, your doctor may want to see you more often. Why? Because our health is never stagnant. Our body is a...
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Bailey Wealth Advisors Celebrates National Small Business Week! (Archived)
This week is National Small Business Week. April 30- May 6, 2017 Since 1963, the President of the United States has issued a proclamation announcing National Small Business Week, which recognizes the critical contributions of...
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Ask Your Financial Advisor These 3 Wealth Management Questions (Archived)
Planning a strong and reliable financial future is complicated for anyone. A broad knowledge of everything from complex investment products to elaborate tax laws is required. It is even more complicated for families and business owners...
Read MoreLiteracy to Legacy event (Archived)
Literacy To Legacy is not an "alternative fact". It's a real correlation between your financial understandings and your ability to sustain wealth.
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The Year of Surprises (Archived)
4th Qtr 2016 Client Letter CBS News recently dubbed 2016 as “The Year of Surprises” , but was that really the case? A 5% decline in the S&P 500 occurs, on average, about every five months.
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Retirement Resolutions You Should Make to Start 2017 (Archived)
With the end of a year comes the perfect time to reflect, tweak, and improve in the New Year. As we embark on 2017 and you begin to carry out some of your New Year's resolutions, let us remind you not to forget about your...
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Eric Bailey, Bailey Wealth Advisors Founder & CEO, Featured in Jet Magazine Article (Archived)
Eric Bailey, Bailey Wealth Advisors Founder & CEO, Featured in Jet Magazine Article on Finding the Right Financial Advisor Bailey Wealth Advisors’ Founder & Chief Executive Officer, Eric Bailey (CFP), was featured in a recent Jet...
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THE TRUTH ABOUT AGING STINGS... (but it doesn't have too.) (Archived)
THE TRUTH ABOUT AGING STINGS....(but it doesn't have too.) The growth, integration and protection of your financial assets are the key objectives for most Americans. Essential to your asset protection plan is the consideration of the...
Read MoreIn Retirement, That Emergency Fund Is Even More Important (Archived)
The following article was published in The Street by Rodney Brooks on August 18th, 2016. Eric Bailey is quoted. _________________________________________________________________________ Creating a budget is an integral part of any...
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Brexit, Now What? (Archived)
After weeks of speculation and debate over the so-called “Brexit”, British citizens voted to withdraw from the European Union. As is often the case when it comes to an ominous headline, media outlets are abuzz with...
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Eric Bailey follows Former Heavyweight Larry Holmes, lights up The Carl Nelson Show Phone (Archived)
On Tuesday, June 7, 2016, It was the “Round 2” segment of The Carl Nelson Show (19:48 start), Washington DC’s renown news and public affairs broadcast, that Eric Bailey, Bailey Wealth Advisors Founder and Certified...
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Social Security Deadline (Archived)
The recent changes to Social Security due to the Bipartisan Act of 2015, in combination with a shrinking SSA workforce and an increasing filing demand to meet the 4/30/16 deadline have resulted in confusion for some clients when filing.
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Tax-Smart Charitable Planning (Archived)
Giving your Roth or RMD Charitable planning and philanthropy can play a key role in reducing your tax burden
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Stock Markets Are Fickle (Archived)
So far, 2016 has experienced a volatile start. The weakness in the Chinese markets has returned. Oil and other commodities have continued to weaken. Other challenges remain. The Fed has not made clear its intentions as to the number...
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Congress extended more than 50 tax deductions (Archived)
Congress has once again extended the “extenders,” a varied assortment of more than 50 individual and business tax deductions, tax credits, and other tax-saving laws which have been on the books for years
Read More2015 Tax planning (Archived)
2015 Tax planning Year-end tax planning is especially challenging this year because Congress has yet to act on a host of tax breaks that expired at the end of 2014. Some of these tax breaks may be retroactively reinstated and extended....
Read MoreSocial Security Provisions Eliminated (Archived)
November 3, 2015 The budget deal (The Bipartisan Budget Act of 2015, the “Act”) negotiated between Congress and President Obama, which became effective November 2, 2015, raises the U.S. debt limit and among other provisions...
Read MoreSocial Security - No increase for 2016 (Archived)
Law Does Not Provide for a Social Security Cost-of-Living Adjustment for 2016 With consumer prices down over the past year, monthly Social Security and Supplemental Security Income (SSI) benefits for nearly 65 million Americans will...
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